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Risk & Compliance2026-05-045 min read

Automating Subcontractor Insurance (COI) Verification in the Field

Why manual Certificate of Insurance tracking fails in fast-paced field operations and how autonomous risk gates stop uninsured contractors before they step on site.

A

Arthur Sterling

CEO & Co-Founder, Cantracare

Dispatching a subcontractor with an expired General Liability or Workers' Compensation policy creates massive legal exposure for the general contractor. Yet in busy field environments, office administrators struggle to track hundreds of expiration dates across dozens of trade partners.

Cantracare's automated COI gatekeeper continuously monitors insurance expiration dates, alerts subcontractors 30 days prior to renewal, and automatically halts dispatch if a policy lapses.

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